Adoption of digital payment system among the youths in Pokhara Metropolitan City . Journal of Innovation in Academia , [S. l.], v. 2, n. 2, p. 160–172, 2025. DOI: 10.32674/. Disponível em: https://www.ojed.org/jina/article/view/8229. Acesso em: 7 mar. 2026.